Download bharat Qr code app

Bharat QR Code is a common Quick Response (QR) code standard supporting Visa, MasterCard and Rupay cards. Bharat QR code enables merchants to accept electronic payments without the need for an EDC machine.

Bharat QR code App based payment allows customers of any bank to use their smartphones to make payments through the Pockets app using their ICICI Bank Debit Card or Pockets Prepaid Card. This new facility allows customers to use their smartphone to scan Bharat Quick QR code at the merchant outlet. The transaction is completed with enhanced security and speed and the card details remain in control of the customer.


How to Download and make payments using Bharat QR code? 

Customers with Pockets app click on Bharat QR to scan the QR code at the merchant establishment.
Pockets app automatically enables the camera in the phone.
Customers will be presented with a payment screen displaying merchant details and amount to pay.
Customers can select from any of their Visa, MasterCard or Rupay cards for payment.
The transaction is completed and the customer sees a success screen. The merchant receives a notification on his phone for the transaction.

Download Pockets by ICICI Bank from Google Play store it is right now supporting the Bharat QR Code.  Download bharat Qr code app From Here

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How is Bharat QR code different From UPI BHIM

BharatQR is a common QR code jointly developed by all the four major card payment companies—National Payments Corp. of India that runs RuPay cards, MasterCard, Visa and American Express—under instructions from the Reserve Bank of India (RBI).

How is Bharat QR code different From UPI BHIM

“It is a major revolutionary step because of interoperability. The merchants will be identified by one QR code whether the payment is through MasterCard, Visa or RuPay and this will result in deepening of acceptance infrastructure,” said Dewang Neralla, chief executive officer, Atom Technologies Ltd, a payment service provider.

Besides working as a common interface for the Visa/MasterCard/RuPay platform, BharatQR will also facilitate acceptance using Aadhaar-enabled payments and Unified Payments Interface (UPI).

“Anyone who has a QR scanning/reading app, whether it’s a UPI-based or Aadhaar-based app, the payment can be done. It is a better alternative to physical point-of-sale (PoS) infrastructure which involves capital costs,” added Neralla.

Who can use Bharat QR Code?

As a customer, to use BharatQR code you need to have a smartphone and must download the bank app that is compatible with BharatQR code.

While most banks have multiple apps, BharatQR code has been implemented only on select apps. “Every bank has chosen one or two apps. For instance, ICICI Bank Ltd has chosen Pockets and ICICI Mobile Banking app. HDFC Bank has launched it with PayZapp,” said T.R. Ramachandran, group country manager, India and South Asia, Visa.

Currently, BharatQR code works on Android and iOS platform and not on Windows. However, a deployment option via USSD is being worked out to support non-smartphone users.

Right now only credit, debit and prepaid cardholders with the member bank can use this service and the service is not currently available on Unified Payment Interface.

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How Does Bharat QR Works

How Does Bharat QR Works?. You, as a customer no longer need to worry whether your card will be accepted at any particular merchant location as the solution has been standardised across all card networks. To add to it, you don’t need to carry multiple cards. Just link the cards to the app and select the appropriate card during the payment. No need to share your mobile number or account details with anyone.

Your bank’s official mobile app or an app linked to Visa, MasterCard, RuPay platforms, generally comes with an inbuilt QR Code reader.

You just need to link your card or bank account with the mobile app as a one-time activity.

To make a payment, as a customer you would need to scan the 'Bharat QR' code using the mobile app.

The billed amount gets transferred from your account to the merchant’s account. 

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